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How Ordinary Housewife but Was Running Secret ₤ 270k Benefits Scam

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작성자 Mariana Morrell
댓글 0건 조회 1회 작성일 25-06-13 16:48

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There is absolutely nothing from another location out of the normal about Angela Lloyd and Lee Phillips' semi-detached home on a quiet cul-de-sac in Merseyside.


And to the common eye, Lloyd appears like a regular middle-aged mum who works tirelessly to care for her ill hubby.

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So it was to the sheer shock of neighbours when police descended on their driveway to raid the couple's St Helens home.


Hiding behind the household's net curtains remained in fact a decade-long web of lies which saw Lloyd and Phillips pocket ₤ 270k in taxpayer money.


Lloyd, 58, wept 'Oh my god' as she was jailed today over a string of untruths including utilizing a dead female's identity, comprising 'phony' medical conditions for her son, and creating pseudonyms to work while claiming carers allowance.


Husband Phillips, 54, was likewise imprisoned after the pair's enormous benefits fraud was finally exposed.


While the couple managed to siphon off their ill-gotten gains for several years - neighbours have exposed to MailOnline the obvious hints that the couple were running a fraud.


Angela Lloyd defrauded the taxpayer of ₤ 170k over a duration of 11-and-a-half years. Detectives revealed a web of lies including the production of pseudonyms to claim advantages

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The fraudster next door: The assuming semi-detached home Lloyd had moved into with Phillips. Phillips had actually stopped working to divulge this to the council when she relocated in 2018


Phillips pictured in an Aid for Heroes hoodie throughout a street party held for the late Queen's Diamond Jubilee. He is said to have actually played a DJ set at the event


Initially, neighbours on Birch Gardens were fretted for the couple after Phillips was seen looking really frail as he would 'hobble' on his walking adhere to satisfy his carers.


But they were then left puzzled when he was at other times spotted cleaning his BMW, driving, and even playing a DJ set for their street celebration for the late Queen's Diamond Jubilee.


Locals likewise told of how there was 'always something dodgy' about Lloyd, and that she would never ever look people 'in the eye', however would boast about 'secret ₤ 60k caravan' they would escape to on the weekends.


Lloyd was sentenced to 2 years after Liverpool Crown Court found she fraudulently stole nearly ₤ 170,000 in advantages over a years, and also helped Phillips falsely claim advantages worth ₤ 100,000, as reported by the Liverpool Echo.


When neighbours saw them packing up among their two automobiles earlier today, they thought they were going off to remain at their secret caravan, only to discover they were going to jail.

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One neighbour informed MailOnline of the couple: 'I thought they were dodgy as he made a real show of not being able to walk whenever his carers were here.

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'He was shuffling along and holding onto his vehicles in the driveway before he took a long time to get to his carer's automobile on his walking stick.


'But the next thing I saw him washing his BMW in the driveway - he seemed to be walking great then.


'And he did a DJ set for the Queen's Jubilee party back in 2022. He had all the speakers out and whatever.

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'But after the authorities raid, they ended up being more reserved and didn't say a lot to individuals.


'There was constantly something dodgy about her - she would not look people in the eye and bragged about going to her ₤ 60,000 caravan however would never say where it was.


'They would take her teenage boy and disappear on a Thursday night and not get home till Sunday.'


Phillips had fraudulently claimed ₤ 100k in PIP, housing benefits, employment assistance allowance and council tax reductions that he was not eligible for. Neighbours told of how he would look 'frail' and 'hobble on a strolling stick' in the presence of carers, however at other times was seen 'walking fine'


Following the police raid secret rural street, neighbours were entrusted to questions as to why the couple had actually been detained - and some declare Lloyd had later told them it was down to dog breeding.


But these questions were lastly laid to rest on Tuesday when the court heard how Lloyd had actually declared an overall of ₤ 169,394.15 which she was not gotten approved for in housing benefits, carers allowance and individual independence payments over the course of 11-and-a-half years.


With the help of Lloyd, Phillips was likewise found to have actually unlawfully declared ₤ 100,980.71 through PIP, housing advantages, work assistance allowance and council tax reductions since 2018.


Olivia Beesley, prosecuting, laid out how the mom's fancy fraud began when she falsely began declaring housing benefits for a caravan on Riverside Walk in Southport - which was found to be a 'fictitious address'.


She even made a phony occupancy agreement for the 'completely fictitious caravan', eventually pocketing ₤ 71,597.16 from Lancashire Borough Council in relation to the non-existent house.


Then in 2018, she began making fraudulent claims that her husband required 'numerous daily carers to address his requirements'. She went as far as utilizing Phillips' sister Zoe's birth certificate to present as his sibling and claim that she was his main carer.

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She likewise lied that she was unable to work due to being a full-time carer, however was discovered to have actually been working under a false identity Wendy Lloyd at care company Hand in Hand Homecare, and under another pseudonym Angela Valentine at a Tesco.


In 2022, she started creating 'incorrect medical conditions' for her son, claiming she had a carer called Joyce Bibby - a dead female's identity. Nearly ₤ 10k in incorrect disability living allowance overpayments were claimed in relation to this.


She again utilized the deceased female's name as being her social worker to claim ₤ 13,526.70 of PIP, mentioning that she required carers due to 'health conditions'.


Neighbours told of how Lloyd would boast about a '₤ 60k caravan' in a secret place that she never exposed, and would say they were going to remain at the caravan from Thursday to Sunday


One neighbour stated they saw the couple packing up on of their automobiles previously today and presumed they were going off to their 'caravan', only to later learn they were off to jail


When MailOnline visited Phillips' address in Birch Gardens which he showed Lloyd, neighbours revealed how the couple and her child would allegedly go off to a caravan on the weekends.


It is not understood whether this was the same 'fictitious caravan' which transpired to have never existed, or a certainly a separate, genuine caravan.


Leni Newton, 63, stated: 'She told people that the authorities raid was since someone had actually informed on her for breeding border collie puppies without a licence.


'I'm shocked they've been jailed. I thought they were all above board.


'I just saw them a couple of days ago loading up travel suitcases - I thought they were just going to their caravan.'


She added: 'I know they satisfied as she was his carer. He was married but Angela relocated. I believed she had actually resided in Southport.


'I did see his ex-wife parked up in the street watching his house when they divided.


'She was clearly spying on them.'


Her partner David Manchester, 70, stated: 'It's a huge surprise they appeared to be living a double life.


'There were a lot of cops came here.


'He was at the street party for the Queen however other times he did appear very frail.'


Hand in Hand homecare company verified to MailOnline that Lloyd had authentic referrals, DBS checks and training certificates in the name of Wendy Lloyd.


A spokesperson said: 'We sacked her immediately when we discovered the fact.


'All her DBS and referrals had a look at. The police said we had done absolutely nothing wrong.'


The court heard how Phillips also scammed cash from the general public handbag by stopping working to reveal the fact that Lloyd had moved into his home in 2018 - permitting him to continue declaring more than ₤ 13k in housing benefits and ₤ 2.2 k in council tax decreases.


He is likewise said to have actually 'overemphasized' his medical conditions and require for care, mentioning that he was not able to do anything for himself.


He declared himself 'unfit for work' and stopped working to mention his other half's wage - illegally swiping ₤ 51k in work assistance allowance.


However, Phillips alleged that Lloyd had actually finished the kind and had simply 'asked him to sign it'.


Phillips' counsel Jim Smith argued he has a 'intricate current history' of mental health and specials needs consisting of neurological condition, anxiety and depression.


He was likewise stated to have actually a pacemaker fitted and appeared in court in a wheelchair.


While Phillips had no previous convictions connecting to similar matters, nevertheless Lloyd's rap sheet shows previous entries for theft and dating as far back as the 1980s - though her last look remained in 2012.


Lloyd was imprisoned for 2 years after admitting seven counts of scams by false representation, and Phillips was also seen wiping back tears as he was jailed for 20 months for scams by false representation and three counts of dishonestly stopping working to reveal details to make a gain.

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Sentencing, Judge Simon Medland KC stated: 'Over an 11-year duration, or more than that, you, Angela Lloyd, handled to defraud the public of simply except ₤ 170,000 and you, Lee Phillips, of about ₤ 100,000. In your case, Mr Phillips, over a five-year duration, you had about ₤ 20,000 each year which you defrauded from the public.


'For those who seek to defraud the public of scarce and important benefits which require to be directed to those who need them, not those who just wish to have them for factors of individual greed, that is a severe offense committed by each of you over an extended period of time.'

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