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Actually, many lenders have strict credit score rating cutoffs. Many lenders will wish to see a credit historical past of not less than one to 2 years. Another issue lenders consider is your employment status and history. Some lenders would require that you present proof of revenue, whether or not via full- or part-time employment or self-employment. From the time of approval, funds sent on to you need to be obtainable inside one (1) enterprise day. Funds despatched directly to pay off your creditors might take as much as 2 weeks to clear, depending on the creditor. Apple, Apple Pay®, and the Apple logo are trademarks of Apple Inc., registered within the US and other nations. App Store is a service mark of Apple Inc. Google, Google Wallet™ and the Google brand are trademarks of Google Inc. All Rights Reserved.